Covertime has announced its arrival in the UK’s fast-expanding short-term insurance market, where nearly 15% of drivers now prefer flexible cover over traditional annual plans. The company’s launch meets the growing demand for adaptable, on-demand car insurance solutions.
Whether covering a borrowed car, securing instant insurance for a new vehicle, or arranging temporary cover in an emergency, Covertime delivers a seamless experience. Available both online and via a user-friendly mobile app, it provides short-term car, van, and learner driver policies designed for ease and accessibility.
Developed with a strong focus on digital efficiency, Covertime simplifies every stage of the insurance journey—offering fast quotes, immediate confirmation, and instant documentation straight to customers’ inboxes or mobile devices.
“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.
“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”
Led by a team that helped pioneer short-term motor insurance nearly two decades ago, Covertime marks a return to a sector they helped build. Their new platform embodies a customer-first philosophy, combining convenience, flexibility, and advanced technology for the way people drive today.
“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.
“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”
About Covertime
Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy.
Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.